{"id":3425,"date":"2026-04-07T13:28:35","date_gmt":"2026-04-07T13:28:35","guid":{"rendered":"https:\/\/ccnewp-982ca0780c-a7dydeeeeubzaqcm.a02.azurefd.net\/xlayers\/"},"modified":"2026-09-24T08:40:38","modified_gmt":"2026-09-24T08:40:38","slug":"xlayers","status":"publish","type":"page","link":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/xlayers\/","title":{"rendered":"XLayers"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"3425\" class=\"elementor elementor-3425 elementor-1571\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4443a00 e-flex e-con-boxed e-con e-parent\" data-id=\"4443a00\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f11b103 elementor-widget elementor-widget-heading\" data-id=\"f11b103\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">XLayers&#xAE;<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91826b6 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"91826b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">La soluci&#xF3;n l&#xED;der para la gesti&#xF3;n de los procesos de reaseguro<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c981832 e-flex e-con-boxed e-con e-parent\" data-id=\"c981832\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c46afe elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"0c46afe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2026\/04\/ENG_XLayers-color.svg\" class=\"attachment-large size-large wp-image-3419\" alt=\"xlayers logo\"\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afac5c1 cool-split elementor-widget elementor-widget-heading\" data-id=\"afac5c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">XLayers es el &#xFA;nico sistema dise&#xF1;ado para gestionar las necesidades de los grupos de seguros y de las compa&#xF1;&#xED;as cedentes individuales. Amplitud funcional, reglas claras, tiempo m&#xED;nimo de procesamiento, m&#xE1;xima granularidad de los datos. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e795771 e-flex e-con-boxed e-con e-parent\" data-id=\"e795771\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-52cad92 e-con-full e-flex e-con e-child\" data-id=\"52cad92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7d28a3 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b7d28a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Reaseguro Aceptado y Cedido<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gesti&#xF3;n de tratados, facultativos y socios comerciales<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Negocios Vida y No Vida<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ruschlikon Socios de la iniciativa<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Normas contables IFRS 17<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An&#xE1;lisis del perfil de riesgo<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66306b9 e-con-full e-flex e-con e-child\" data-id=\"66306b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31bd1d7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"31bd1d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Undertaking-Specific Parameters (USP)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gobernanza y Compliance<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Transferencia e informes t&#xE9;cnicos<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Informes y Estad&#xED;sticas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Gesti&#xF3;n de documentos<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Workflow<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbcfd8d e-flex e-con-boxed e-con e-parent\" data-id=\"fbcfd8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9ea1b5 elementor-widget elementor-widget-text-editor\" data-id=\"c9ea1b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Es el sistema inform&#xE1;tico de reaseguro que gestiona cualquier contrato de reaseguro obligatorio y facultativo (QS, Surplus, XoL, Stop Loss), de Vida y No Vida, que sea reaseguro aceptado o cedido (inward, outward y retrocesi&#xF3;n), que funcione sobre cualquier base (AY, OY, UY, RA), capaz de calcular autom&#xE1;ticamente cualquier cl&#xE1;usula de reaseguro (p.e. cl&#xE1;usulas de interlocking, participaci&#xF3;n en p&#xE9;rdidas o en beneficios, loss corridor, comisiones excedentes, primas de reinstalaci&#xF3;n, deducible agregado, cl&#xE1;usula de index, S.I.C.) y generar autom&#xE1;ticamente cuentas t&#xE9;cnicas y financieras, notificaciones de siniestros, reclamaciones al contado, bordeaux, boletines, historial de siniestros (grandes siniestros), estad&#xED;sticas, perfiles de riesgo, QRT, etc.<\/p><p>Adem&#xE1;s, se completa con un gestor de documentos y de flujos de trabajos (workflow), es f&#xE1;cilmente auditable por auditores internos y externos y cumple plenamente la normativa Solvencia II\/EIOPA y las NIIF17.<\/p><p>En resumen, se trata de una soluci&#xF3;n realmente completa y puntera, as&#xED; como la m&#xE1;s avanzada de la Iniciativa Ruschlikonpara el reaseguro.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-613d755 e-flex e-con-boxed e-con e-parent\" data-id=\"613d755\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-59586b1 e-con-full e-flex e-con e-child\" data-id=\"59586b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b733bc8 elementor-widget elementor-widget-image\" data-id=\"b733bc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"753\" height=\"1000\" src=\"\/wp-content\/uploads\/2026\/05\/monoframe-studio-M7n_5UOOMv0-unsplash.webp\" class=\"attachment-large size-large wp-image-3420\" alt=\"astratto\" srcset=\"\/wp-content\/uploads\/2026\/05\/monoframe-studio-M7n_5UOOMv0-unsplash.webp 753w, \/wp-content\/uploads\/2026\/05\/monoframe-studio-M7n_5UOOMv0-unsplash-226x300.webp 226w\" sizes=\"(max-width: 753px) 100vw, 753px\"\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a23a9a7 e-con-full e-flex e-con e-child\" data-id=\"a23a9a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f71e2a0 elementor-widget elementor-widget-text-editor\" data-id=\"f71e2a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un ecosistema que permite la gesti&#xF3;n integral de todos los procesos de reaseguro entrante y saliente y gestiona todos los aspectos de las cesiones y retrocesiones, desde los aspectos t&#xE9;cnicos hasta los administrativos y de informaci&#xF3;n. Dise&#xF1;ado para compa&#xF1;&#xED;as y grupos de seguros, es multidivisa y gestiona reaseguros proporcionales y no proporcionales, obligatorios y facultativos, aceptados y cedidos. <\/p><p>Permite a los clientes establecer reglas de reaseguro para grupos de riesgo homog&#xE9;neos y agrega autom&#xE1;ticamente la informaci&#xF3;n de la cuenta t&#xE9;cnica para los tratados y los facultativos, incluso si proviene de fuentes externas (por ejemplo, MS Excel). Equipado con un sofisticado sistema estad&#xED;stico para filtrar y extraer informaci&#xF3;n granular. <\/p><p>Sencillo, intuitivo, totalmente integrado y consolidado con los sistemas del cliente, alimentado f&#xE1;cilmente con datos de los sistemas de gesti&#xF3;n de carteras al nivel de detalle que requiera o necesite el cliente.<br><br>M&#xE1;s de 65 instalaciones con &#xE9;xito en compa&#xF1;&#xED;as y grupos de seguros que operan en el mercado internacional, los m&#xE1;s de 25 a&#xF1;os de experiencia de <span class=\"no-wrap\">C Consulting<\/span> en la implantaci&#xF3;n de sistemas y la dedicaci&#xF3;n a sus clientes, dan fe de su eficacia y amplia cobertura funcional.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8a885d e-flex e-con-boxed e-con e-parent\" data-id=\"e8a885d\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a464e6 e-con-full e-flex e-con e-child\" data-id=\"4a464e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d175c8d elementor-widget elementor-widget-heading\" data-id=\"d175c8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">XLayers: Un cambio de paradigma<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ed9e30 elementor-widget elementor-widget-text-editor\" data-id=\"5ed9e30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tDe la restricci&#xF3;n de datos agregados a la granularidad\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c90d4d7 elementor-widget elementor-widget-text-editor\" data-id=\"c90d4d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Permite atribuir el reaseguro a cualquier categor&#xED;a t&#xE9;cnica (producto, l&#xED;nea de negocio, garant&#xED;a, riesgo, etc.)<\/p><p>Con tiempos de procesamiento muy cortos, simplifica los aspectos de gesti&#xF3;n del reaseguro y reduce dr&#xE1;sticamente el margen de error.<\/p><p>El cliente puede dedicar m&#xE1;s tiempo a estudiar y negociar un reaseguro optimizado, sin perderlo en agotadoras comprobaciones de datos complejos. Puede contar con un apoyo fiable para las nuevas cuestiones contables, por ejemplo, IFRS17. <\/p><p>Un modelo operativo estructurado y flexible.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89fe39d e-con-full e-flex e-con e-child\" data-id=\"89fe39d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b98b2e3 elementor-widget elementor-widget-video\" data-id=\"b98b2e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"video_type\":\"hosted\",\"autoplay\":\"yes\",\"play_on_mobile\":\"yes\",\"mute\":\"yes\",\"loop\":\"yes\"}' data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"\/wp-content\/uploads\/2026\/06\/magnific_pragati-choudhari-pdgTM5BODFs-unsplash.mp4\" autoplay=\"\" loop=\"\" muted=\"muted\" playsinline=\"\" controlslist=\"nodownload\" poster=\"\/wp-content\/uploads\/2026\/04\/pragati-choudhari-pdgTM5BODFs-unsplash_1.webp\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7606d90 e-flex e-con-boxed e-con e-parent\" data-id=\"7606d90\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dc5cfe0 e-con-full e-flex e-con e-child\" data-id=\"dc5cfe0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f560bd2 elementor-widget elementor-widget-heading\" data-id=\"f560bd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fortalezas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53c359a e-con-full e-flex e-con e-child\" data-id=\"53c359a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a99f1f0 e-con-full eng-card e-flex elementor-invisible e-con e-child\" data-id=\"a99f1f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\",\"animation\":\"fadeInUp\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-181cc6d elementor-widget elementor-widget-heading\" data-id=\"181cc6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Amplitud<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b1c699 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2b1c699\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Trazabilidad del proceso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cobertura funcional total<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Amplias posibilidades de parametrizaci&#xF3;n<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Facilidad de uso<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e518f13 e-con-full eng-card e-flex elementor-invisible e-con e-child\" data-id=\"e518f13\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\",\"animation\":\"fadeInUp\",\"animation_delay\":300}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-adaf4da elementor-widget elementor-widget-heading\" data-id=\"adaf4da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conformidad<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fbf33d no-glossary elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5fbf33d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Directiva EIOPA\/Solvencia II<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span class=\"no-glossary\">GDPR<\/span> (Reglamento General de Protecci&#xF3;n de Datos)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Normas contables IFRS 17<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Demostraci&#xF3;n de la existencia de las condiciones para el uso de las UPM<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8be8ded e-con-full eng-card e-flex elementor-invisible e-con e-child\" data-id=\"8be8ded\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\",\"animation\":\"fadeInUp\",\"animation_delay\":600}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d13165 elementor-widget elementor-widget-heading\" data-id=\"2d13165\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Rapidez<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-869649e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"869649e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Al procesar grandes vol&#xFA;menes de datos<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">En las cuentas reglamentarias<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">En la preparaci&#xF3;n de las estad&#xED;sticas<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">En la extracci&#xF3;n autom&#xE1;tica de QRTs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-715223f e-con-full eng-card e-flex elementor-invisible e-con e-child\" data-id=\"715223f\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\",\"animation\":\"fadeInUp\",\"animation_delay\":900}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-02a7d3d elementor-widget elementor-widget-heading\" data-id=\"02a7d3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Leakage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67bb6c4 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"67bb6c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eliminaci&#xF3;n de ineficiencias y anomal&#xED;as<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">300.000&#x20AC; \/ Reinsurance Leakage (fuga de reaseguro) media anual evitada por cliente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e6ec97 e-flex e-con-boxed e-con e-parent\" data-id=\"4e6ec97\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-701ecb3 e-con-full e-flex e-con e-child\" data-id=\"701ecb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d851c8a elementor-widget elementor-widget-heading\" data-id=\"d851c8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Arquitectura modular y flexible<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7661e2 elementor-widget elementor-widget-text-editor\" data-id=\"f7661e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>XLayers est&#xE1; compuesto por m&#xF3;dulos integrados que permiten configurar la soluci&#xF3;n seg&#xFA;n las necesidades de la compa&#xF1;&#xED;a y el nivel de complejidad organizativa. Cada m&#xF3;dulo cubre un &#xE1;rea funcional espec&#xED;fica, garantizando al mismo tiempo la plena integraci&#xF3;n de los datos y la coherencia de los procesos. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8513a92 e-con-full e-flex e-con e-child\" data-id=\"8513a92\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbe075 elementor-widget elementor-widget-image\" data-id=\"1bbe075\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"motion_fx_motion_fx_scrolling\":\"yes\",\"motion_fx_translateY_effect\":\"yes\",\"motion_fx_translateY_speed\":{\"unit\":\"px\",\"size\":2,\"sizes\":[]},\"motion_fx_rotateZ_effect\":\"yes\",\"motion_fx_rotateZ_speed\":{\"unit\":\"px\",\"size\":0.6,\"sizes\":[]},\"motion_fx_translateY_affectedRange\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":{\"start\":0,\"end\":100}},\"motion_fx_rotateZ_affectedRange\":{\"unit\":\"%\",\"size\":\"\",\"sizes\":{\"start\":0,\"end\":100}},\"motion_fx_devices\":[\"desktop\",\"tablet\",\"mobile\"]}' data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"737\" height=\"797\" src=\"\/wp-content\/uploads\/2026\/04\/alyx-PQghmhag2cg-unsplash_1.webp\" class=\"attachment-large size-large wp-image-3422\" alt=\"elemento geometrico\" srcset=\"\/wp-content\/uploads\/2026\/04\/alyx-PQghmhag2cg-unsplash_1.webp 737w, \/wp-content\/uploads\/2026\/04\/alyx-PQghmhag2cg-unsplash_1-277x300.webp 277w\" sizes=\"(max-width: 737px) 100vw, 737px\"\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c0d0b1 e-con-full e-flex e-con e-child\" data-id=\"7c0d0b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-672b82f elementor-widget elementor-widget-n-accordion\" data-id=\"672b82f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"default_state\":\"all_collapsed\",\"max_items_expended\":\"one\",\"n_accordion_animation_duration\":{\"unit\":\"ms\",\"size\":400,\"sizes\":[]}}' data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1080\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1080\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XLayers&#xAE; &#x2013; Gesti&#xF3;n integral del reaseguro cedido y de las retrocesiones <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1080\" class=\"elementor-element elementor-element-c6db10e e-con-full e-flex e-con e-child\" data-id=\"c6db10e\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-794e472 elementor-widget elementor-widget-text-editor\" data-id=\"794e472\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Se trata de la soluci&#xF3;n de gesti&#xF3;n de reaseguro y retrocesi&#xF3;n actualmente m&#xE1;s completa y ampliamente implantada en el mercado de EMEA. Certifica todo el proceso, totalmente acorde al cumplimiento de la normativa. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1081\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1081\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XInward&#xAE; &#x2013; Gesti&#xF3;n del reaseguro aceptado <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1081\" class=\"elementor-element elementor-element-441f2b2 e-con-full e-flex e-con e-child\" data-id=\"441f2b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2fb124 elementor-widget elementor-widget-text-editor\" data-id=\"e2fb124\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEs la soluci&#xF3;n completa para la gesti&#xF3;n certificada del reaseguro interno. Su alto grado de flexibilidad operativa le permite responder eficazmente a las necesidades de cada cliente. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1082\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1082\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XLife&#xAE; &#x2013; C&#xE1;lculo autom&#xE1;tico de la prima de reaseguro <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1082\" class=\"elementor-element elementor-element-750abdc e-con-full e-flex e-con e-child\" data-id=\"750abdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5f868b elementor-widget elementor-widget-text-editor\" data-id=\"a5f868b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tCalcula autom&#xE1;ticamente la prima de reaseguro acordada con el reasegurador, es decir, aplica cualquier tarifa de reaseguro de Vida y\/o No Vida.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1083\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1083\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XLR-Asif&#xAE; &#x2013; Simulaci&#xF3;n y soporte para el c&#xE1;lculo de los USP <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1083\" class=\"elementor-element elementor-element-8e90b58 e-con-full e-flex e-con e-child\" data-id=\"8e90b58\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-df7d733 elementor-widget elementor-widget-text-editor\" data-id=\"df7d733\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tConstruye la estad&#xED;stica triangular como si el reaseguro obligatorio actual hubiera estado en vigor durante al menos 5 a&#xF1;os, conservando el reaseguro facultativo del periodo. Es un apoyo clave para la aprobaci&#xF3;n de la supervisi&#xF3;n de los USP (Undertaking-specific Parameters ) por las autoridades de vigilancia. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1084\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1084\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XProfile&#xAE; &#x2013; An&#xE1;lisis y elaboraci&#xF3;n de perfiles de riesgo <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1084\" class=\"elementor-element elementor-element-cb83b2e e-con-full e-flex e-con e-child\" data-id=\"cb83b2e\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec6cb1f elementor-widget elementor-widget-text-editor\" data-id=\"ec6cb1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tPermite optimizar el reaseguro, evaluar la exposici&#xF3;n de las empresas y preparar perfiles de riesgos para los reaseguradores.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1085\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1085\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> X2DB&#xAE; &#x2013; Repositorio de datos estad&#xED;sticos <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1085\" class=\"elementor-element elementor-element-b61abf0 e-con-full e-flex e-con e-child\" data-id=\"b61abf0\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-0658ecd elementor-widget elementor-widget-text-editor\" data-id=\"0658ecd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tBase de datos espec&#xED;fica y dedicada para guardar cualquier extracci&#xF3;n estad&#xED;stica. Especialmente &#xFA;til para la informaci&#xF3;n que debe ser procesada por sistemas externos y grandes bases de datos. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1086\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1086\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XAccount&#xAE; &#x2013; Gesti&#xF3;n contable en la nube <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1086\" class=\"elementor-element elementor-element-ca76f21 e-con-full e-flex e-con e-child\" data-id=\"ca76f21\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-e49c9f6 elementor-widget elementor-widget-text-editor\" data-id=\"e49c9f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tEs una soluci&#xF3;n CLOUD para utilizar el m&#xF3;dulo de contabilidad de XLayers sin que est&#xE9; integrado en los sistemas del cliente. Se alimenta con informaci&#xF3;n relativa a los datos originales, los contratos de reaseguro y los saldos de las cuentas. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1087\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1087\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XDocs&#xAE; &#x2013; Gesti&#xF3;n documental integrada <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1087\" class=\"elementor-element elementor-element-1da6497 e-con-full e-flex e-con e-child\" data-id=\"1da6497\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-3821bd6 elementor-widget elementor-widget-text-editor\" data-id=\"3821bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sistema documental integrado para gestionar en un &#xFA;nico archivo los documentos recibidos de los socios comerciales, los emitidos por el sistema (incluso antes de la activaci&#xF3;n de este m&#xF3;dulo) y cualquier documento elaborado con otros sistemas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1088\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1088\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XFlow&#xAE; &#x2013; Gesti&#xF3;n de procesos y flujos de trabajo <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1088\" class=\"elementor-element elementor-element-6f9c6b7 e-con-full e-flex e-con e-child\" data-id=\"6f9c6b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-d81a859 elementor-widget elementor-widget-text-editor\" data-id=\"d81a859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tSistema integrado de gesti&#xF3;n de procesos empresariales. Garantiza la optimizaci&#xF3;n, la organizaci&#xF3;n y el control de las actividades, seg&#xFA;n una l&#xF3;gica de seguimiento del proceso. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1089\" class=\"e-n-accordion-item\">\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1089\">\n\t\t\t\t\t<span class=\"e-n-accordion-item-title-header\"><h3 class=\"e-n-accordion-item-title-text\"> XEiopa&#xAE; &#x2013; Modelos de Reporting de Solvencia II (QRT) <\/h3><\/span>\n\t\t\t\t\t\t\t<span class=\"e-n-accordion-item-title-icon\">\n\t\t\t<span class=\"e-opened\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class=\"e-closed\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1089\" class=\"elementor-element elementor-element-4858ca9 e-con-full e-flex e-con e-child\" data-id=\"4858ca9\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c0b07 elementor-widget elementor-widget-text-editor\" data-id=\"11c0b07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tPermite extraer autom&#xE1;ticamente los QRT espec&#xED;ficos del reaseguro, como exige el Pilar 3 de la Directiva Solvencia II.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d64a4e e-flex e-con-boxed e-con e-parent\" data-id=\"8d64a4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8acac7 elementor-widget elementor-widget-heading\" data-id=\"d8acac7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Los proyectos realizados confirman que XLayers completa autom&#xE1;ticamente, en promedio el 96% de los procesos de gesti&#xF3;n y de los c&#xE1;lculos del reaseguro que un nuevo cliente solicita<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e74662 e-flex e-con-boxed e-con e-parent\" data-id=\"3e74662\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a498746 e-con-full e-flex e-con e-child\" data-id=\"a498746\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06ce962 elementor-widget elementor-widget-heading\" data-id=\"06ce962\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">XLayers: una contribuci&#xF3;n fundamental para la gesti&#xF3;n del riesgo en reaseguro<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-318d07e elementor-widget elementor-widget-text-editor\" data-id=\"318d07e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Conformidad<\/strong>: cumplimiento de los principios legislativos y la normativa de la UE. Formato y ordenaci&#xF3;n de la informaci&#xF3;n conforme en los pa&#xED;ses no pertenecientes a la UE. <br><strong>Operativo<\/strong>: eliminaci&#xF3;n de errores en la aplicaci&#xF3;n de las normas\/cl&#xE1;usulas.<br><strong>Auditor&#xED;a<\/strong>: supervisi&#xF3;n y controles f&#xE1;ciles de aplicar. Trazabilidad, historicidad y re-ejecutabilidad del proceso. <br><strong>An&#xE1;lisis<\/strong>: simplificaci&#xF3;n del control y an&#xE1;lisis detallado de los resultados.<br><strong>Saldos pendientes<\/strong>: composici&oacute;n analizada tanto por antig&uuml;edad como por <a class=\"glossaryLink\"  aria-describedby=\"tt\"  data-cmtooltip=\"cmtt_168591d0ff2e51340a23bcf1bcbedc31\"  href=\"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/glossary\/rating\/\"  target=\"_blank\"  data-mobile-support=\"0\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex='0' role='link'>rating<\/a> del reasegurador<br><strong>Cierre r&#xE1;pido<\/strong>: los cierres mensuales permiten mantener el reaseguro en paralelo con el negocio directo, lo que facilita en gran medida la preparaci&#xF3;n de las estimaciones que deben proporcionarse a la junta directiva de la empresa y\/o de su grupo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e0a4a7 e-con-full e-flex e-con e-child\" data-id=\"9e0a4a7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4a4212 elementor-widget elementor-widget-image\" data-id=\"e4a4212\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"\/wp-content\/uploads\/2026\/04\/christian-boragine-IsrTbUqJv4-unsplash_1.webp\" class=\"attachment-large size-large wp-image-3423\" alt=\"figura astratta\" srcset=\"\/wp-content\/uploads\/2026\/04\/christian-boragine-IsrTbUqJv4-unsplash_1.webp 1000w, \/wp-content\/uploads\/2026\/04\/christian-boragine-IsrTbUqJv4-unsplash_1-300x300.webp 300w, \/wp-content\/uploads\/2026\/04\/christian-boragine-IsrTbUqJv4-unsplash_1-150x150.webp 150w, \/wp-content\/uploads\/2026\/04\/christian-boragine-IsrTbUqJv4-unsplash_1-768x768.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\"\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9dbcd73 e-con-full ai-frame e-flex e-con e-parent\" data-id=\"9dbcd73\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-9c4b430 ai-frame e-flex e-con-boxed e-con e-child\" data-id=\"9c4b430\" data-element_type=\"container\" data-e-type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90af9d5 elementor-widget elementor-widget-heading\" data-id=\"90af9d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M&#xE1;s control, menos complejidad\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46e4d4d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"46e4d4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>XLayers simplifica la gesti&#xF3;n operativa del reaseguro, reduce las ineficiencias y mejora el control de los procesos.<\/p><p>La informaci&#xF3;n fiable, coherente y siempre disponible ayuda a la direcci&#xF3;n en la toma de decisiones, haciendo m&#xE1;s eficiente la gesti&#xF3;n de los procesos de reaseguro y reforzando la solidez operativa incluso en entornos complejos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6ebe7a e-transform elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"b6ebe7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_transform_translateX_effect_hover\":{\"unit\":\"px\",\"size\":6,\"sizes\":[]},\"_transform_translateX_effect_hover_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateX_effect_hover_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]}}' data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/wp-content\/uploads\/2026\/04\/ENG23_XLAYERS_ITA.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Descargue el folleto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90e0c7a e-flex e-con-boxed e-con e-parent\" data-id=\"90e0c7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c644c1f elementor-widget elementor-widget-heading\" data-id=\"c644c1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">M&#xE1;s informaci&#xF3;n<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2e2622 e-con-full e-flex e-con e-child\" data-id=\"a2e2622\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d76bace e-transform elementor-align-justify elementor-mobile-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"d76bace\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_transform_translateX_effect_hover\":{\"unit\":\"px\",\"size\":0,\"sizes\":[]},\"_transform_translateY_effect_hover\":{\"unit\":\"px\",\"size\":-5,\"sizes\":[]},\"_transform_translateX_effect_hover_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateX_effect_hover_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]}}' data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/roi-el-valor-de-xlayers\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">ROI<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64362a2 e-transform elementor-align-justify elementor-mobile-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"64362a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings='{\"_transform_translateX_effect_hover\":{\"unit\":\"px\",\"size\":0,\"sizes\":[]},\"_transform_translateY_effect_hover\":{\"unit\":\"px\",\"size\":-5,\"sizes\":[]},\"_transform_translateX_effect_hover_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateX_effect_hover_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"_transform_translateY_effect_hover_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]}}' data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/estudios-de-caso\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Estudios de caso<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>XLayers&#xAE; La soluci&#xF3;n l&#xED;der para la gesti&#xF3;n de los procesos de reaseguro XLayers es el &#xFA;nico sistema dise&#xF1;ado para gestionar las necesidades de los grupos de seguros y de las compa&#xF1;&#xED;as cedentes individuales. Amplitud funcional, reglas claras, tiempo m&#xED;nimo de procesamiento, m&#xE1;xima granularidad de los datos. Reaseguro Aceptado y Cedido Gesti&#xF3;n de tratados, facultativos y [&#x2026;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3425","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/pages\/3425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/comments?post=3425"}],"version-history":[{"count":5,"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/pages\/3425\/revisions"}],"predecessor-version":[{"id":5115,"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/pages\/3425\/revisions\/5115"}],"wp:attachment":[{"href":"https:\/\/cc-ne-wp-dbg9bhcqeheuddhq.northeurope-01.azurewebsites.net\/es\/wp-json\/wp\/v2\/media?parent=3425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}